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Demo mode — connect Lovable Cloud to enable accounts, real AI analysis, and live lender routing.

Funding Rescue Engine

Denied elsewhere? AI maps your situation to alternative capital paths.

Tell us what happened

Number of prior denials

Reason for denial

Low taxable incomeRecent credit event (bankruptcy, foreclosure, charge-off)Insufficient employment historySelf-employment / 1099 incomeDebt-to-income too highInsufficient cash reservesProperty type / asset not standardLoan size outside lender's boxThin credit filePrior late paymentsTax liens or judgmentsUnverifiable income source

Anything else the prior lender said?

Credit challenges

FICO under 620Collections in last 24 monthsLate mortgage paymentsHigh credit utilizationRecent inquiries

Documentation challenges

No tax returns filedTax returns show lossesCannot provide W-2sIncomplete bank statementsLimited financial statements

Income verification challenges

Self-employed under 2 yearsIncome paid in cashSeasonal / irregular incomeNew job / gap in employmentIncome on K-1 only

We'll combine this with your application profile to produce a personalized rescue plan. We never reject — we only redirect.

Alternative Paths To Funding

Fill in the denial details on the left. The Rescue Engine will analyze why you were turned down and surface alternative programs — Bank Statement, DSCR, Asset-Based, Hard Money, Revenue-Based, Private Lending — that fit your situation.

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